When life changes, it's time to take a second look at your health plan. We'll go over life events that could affect your plan and guide you through the next steps.
Helping you keep up with your coverage
Your parents can generally cover you on their health plan until age 26. After that, you can find affordable plans here. Coverage guidelines.*
Life events like a job loss, marriage or a new child may qualify you to change your plan outside the Open Enrollment window.
Starting to think about Medicare? Find helpful information to make a smart decision about your health coverage.
Our health guide features wellness articles and tips to help you be your healthiest.
When you signed up for your Marketplace plan, you may have qualified for a tax credit.
If you got this credit, you can:
No matter how you choose to use the credit, you need to include it on your federal tax return.
To report a tax credit or subsidy, you need these forms:
Form 1095-A (Health Insurance Marketplace® Statement)
This form shows how much your health plan costs and the tax credits you received. It’s mailed to you in February. Need a copy? Log in to your Healthcare.gov account.
Form 8962 (Premium Tax Credit)
The next step is to file Form 8962 with your tax return. To complete it, use the information from Form 1095-A. You can find Form 8962 and helpful information on the IRS website.
Keep in mind: This isn’t tax or legal advice. If you need help, contact your tax or legal professional.
Update your information right away! Keeping your application current helps make sure your tax credit is correct. For example, if your family grows, you could qualify for a higher tax credit. Or if your income goes up, you could qualify for a lower tax credit.
Examples of changes to report include:
There are three ways to report income, household or other changes to the Marketplace.
Online
Log in to Healthcare.gov to update your Marketplace application.
By phone
Contact the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).
In person
Find local help in your community.
Need more info?
Learn how to report changes to the Marketplace.
Our Member Services team is ready to assist you with all of your questions.
About to turn 26? Be sure to sign up for an individual plan before the first day of your birthday month. This can help you avoid a gap in health coverage.
A dependent child may continue coverage if the child has a disability or is in school and on a leave of absence.
Health plans are offered or underwritten or administered by Aetna Health of California Inc., Aetna Health Inc. (Florida), Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna, CVS Pharmacy and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. Information is accurate as of the production date; however, it is subject to change.
Health benefits and health insurance plans contain exclusions and limitations.
Links to various non-Aetna sites are provided for your convenience only. Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy, or privacy practices of linked sites, or for products or services described on these sites.
You can visit the Health Insurance Marketplace® to shop for ACA individual & family plans, sign up, and see if you qualify for premium and plan savings.
You can visit the Nevada Health Link to shop for ACA individual & family plans, sign up, and see if you qualify for premium and plan savings.
You can visit Covered California to shop for ACA individual & family plans, sign up, and see if you qualify for premium and plan savings.
You can visit Get Covered New Jersey to shop for ACA individual & family plans, sign up, and see if you qualify for premium and plan savings.
You can visit the Health Insurance Marketplace® to shop for ACA individual & family plans, sign up, and see if you qualify for premium and plan savings.
The guest payment feature of our bill payment system is currently not available. You can still make an online payment by logging in to your member website. Payments can also be made by calling the number on the back of your ID card. We are working on a resolution and appreciate your patience.
You can visit Maryland Health Connection to shop for ACA individuals & family plans, sign up, and see if you qualify for premium and plan savings.
You can visit Virginia's Insurance Marketplace to shop for ACA individuals & family plans, sign up, and see if you qualify for premium and plan savings.
Remember to stop back on November 1 during Open Enrollment to choose your 2024 plan.
Had a big life change? You may still be able to get coverage for 2023 if you qualify.
