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Life happens. Let’s make sure your benefits work for you.

You’ll want to review your benefits if…

Understanding tax credits and your next steps

 

When you signed up for your Marketplace plan, you may have qualified for a tax credit to help you lower the cost of your monthly premium. If so, you chose how to receive the credit.

 

  • Use the credit to lower your taxes when you file your federal income tax, or
  • Use the credit in advance to lower the cost of your monthly premiums.


No matter how you received this credit, you’ll need to account for it on your federal tax return.

 

Frequently asked questions

Here are the two forms you’ll need**:

 

Form 1095-A (Health Insurance Marketplace Statement)
This statement shows how much your health plan costs and the tax credits you received. It’s mailed to you in February. Need a copy? Log in to your Healthcare.gov account.

 

Form 8962 (Premium Tax Credit)
The next step is to file Form 8962 with your tax return. To complete it, you’ll use the information from statement 1095-A. You can find Form 8962 and helpful information on the IRS website.

 

**This is not legal or tax advice. Contact your legal counsel if you have questions.

Update your information right away! Keeping your application current helps make sure your premium tax credit is correct. For example, if your family grows, you could qualify for a higher tax credit. Or if your income goes up, you could qualify for a lower tax credit. (The sooner you report a raise in income, the less you may have to pay back on your taxes.)

 

Examples of changes you should report include:

 

  • You got a raise or lost a job
  • You got married or had a baby
  • You became eligible for Medicare or Medicaid
  • You had a change in disability or citizenship status

There are 3 ways to report income, household or other changes to the Marketplace.

 

Online
Log in to Healthcare.gov to update your Marketplace application.

 

By phone
Contact the Marketplace Call Center at 1-800-318-2596 (TTY:1-855-889-4325).

 

In-person
Find local help in your community.

 

Need more help?
How to report changes to the Marketplace

 

Want to check out our plans?

 

If you’ve had a big life change, you can still get coverage for 2022. Looking for 2023 plans? We may be in your area.

 

Great news — we’ve got plans for you

 

Visit our simple shopping site to get coverage for 2022 and see if you qualify for financial help.

 

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

 

We’re not in your area … yet

We’ve got plans to bring our ACA individual & family plans to more areas. For now, we want to make sure you’re covered.

 

Had a big life change? You can still get coverage for 2022. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.

 

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2023 plan.

Find a plan on HealthCare.gov

 
 

Great news — we’ve got plans for you through our relationship with [JV_Partner]

 

That means you can sign up for ACA individual coverage through [JV_Partner]. Visit their website to check out plan features, shop 2022 plans and see if you qualify for financial help.

 

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

Shop [JV_Partner] plans

 

For Clark, Nye and Washoe counties:

 

To start your shopping experience for Aetna CVS Health plans, you can visit the Nevada Health Link.

 

Rather get help by phone to choose a plan – or just have questions? We're here to help. Call us at 1-844-383-6126 (TTY: 711) Monday to Friday 8 AM to 8 PM ET.

 

For all other Nevada counties:

 

We’ve got plans to bring our ACA individual & family plans to more areas. For now, we want to make sure you’re covered.

 

Had a big life change? You can still get coverage for 2022. Visit the Health Insurance Marketplace® to shop for plans and see if you qualify for financial help.

 

Remember to visit the Marketplace on November 1 during Open Enrollment to choose your 2023 plan.

 

Find a plan on HealthCare.gov

 

Great news — we’ve got plans for you

 

Remember to stop back on November 1 during Open Enrollment to choose your 2023 plan.

 

We’re here to help

 

Check in on your health

Find health articles and tips to keep up with you.

 

Visit our Health Guide

 

Talk with Member Services

Our dedicated representatives are here to answer all your questions. Just call the number on your ID card Monday — Friday, 8 AM to 6 PM local time.

 

*Your dependent child may continue coverage if your child is disabled, or in school and on a leave of absence.

Legal notices

Health plans are offered or underwritten or administered by Aetna Health of California, Inc., Coventry Health Plan of Florida, Inc., Aetna Health Inc. (Florida), Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna is part of the CVS Health family of companies.

Health benefits and health insurance plans contain exclusions and limitations.