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You’ll want to review your benefits if…

Understanding tax credits and your next steps


When you signed up for your Marketplace plan, you may have qualified for a tax credit to help you lower the cost of your monthly premium. If so, you chose how to receive the credit.


  • Use the credit to lower your taxes when you file your federal income tax, or
  • Use the credit in advance to lower the cost of your monthly premiums.

No matter how you received this credit, you’ll need to account for it on your federal tax return.


Frequently asked questions

Here are the two forms you’ll need**:


Form 1095-A (Health Insurance Marketplace Statement)
This statement shows how much your health plan costs and the tax credits you received. It’s mailed to you in February. Need a copy? Log in to your account.


Form 8962 (Premium Tax Credit)
The next step is to file Form 8962 with your tax return. To complete it, you’ll use the information from statement 1095-A. You can find Form 8962 and helpful information on the IRS website.


**This is not legal or tax advice. Contact your legal counsel if you have questions.

Update your information right away! Keeping your application current helps make sure your premium tax credit is correct. For example, if your family grows, you could qualify for a higher tax credit. Or if your income goes up, you could qualify for a lower tax credit. (The sooner you report a raise in income, the less you may have to pay back on your taxes.)


Examples of changes you should report include:


  • You got a raise or lost a job
  • You got married or had a baby
  • You became eligible for Medicare or Medicaid
  • You had a change in disability or citizenship status

There are 3 ways to report income, household or other changes to the Marketplace.


Log in to to update your Marketplace application.


By phone
Contact the Marketplace Call Center at 1-800-318-2596 (TTY:1-855-889-4325).


Find local help in your community.


Need more help?
How to report changes to the Marketplace


We’re here to help


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*Your dependent child may continue coverage if your child is disabled, or in school and on a leave of absence.

Legal notices

Health plans are offered or underwritten or administered by Aetna Health of California Inc., Coventry Health Plan of Florida, Inc., Aetna Health Inc. (Florida), Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic branded walk in clinics) are part of the CVS Health® family of companies.

Health benefits and health insurance plans contain exclusions and limitations.