Skip to main content

Learn about qualifying life events

What’s an example of a qualifying life event?

Health care answers in 60 seconds.


When can you change your health insurance?


Typically, you sign up for a new health plan during open enrollment.


But you may also change your plan under special circumstances called qualifying life events.


Here are common events...


Loss of insurance.


If you lose coverage because you’ve aged out of your parents’ plan, lost your job, or switched your job, you qualify.


Change in household.


If you get married, have a baby, or when the number of people in your family changes, you qualify.


Health care question answered.

What’s an example of a qualifying life event?

Maybe you no longer have health care coverage because you’ve lost your job. Or maybe you’re getting married or having a baby or moving to a new state. These qualifying life events — and others — allow you to sign up for a health plan outside the Open Enrollment Period.


Life changes that qualify for special enrollment

Next step: Find plans

If you qualify for the Special Enrollment Period, you can start exploring plans by entering your zip code below.


Great news — we’ve got plans for you

Use our simple shopping experience to explore plans and see if you might be eligible for financial help to make your health care more affordable.


Need help? We're here.

We’re not in your area … yet


We're bringing more ACA individual plans to more places in the coming months. For now, we want to make sure you're covered.


You can visit the Health Insurance Marketplace® to shop for ACA individual plans and see if you qualify for premium and plan savings.


Find a plan on

Are you a broker?


Sign up for broker updates and we'll let you know when plans are available for your customers



Great news — we’ve got plans for you through our relationship with [JV_Partner]


That means you can sign up for ACA individual coverage through [JV_Partner]. Visit their website to check out plan features and shop.


Shop [JV_Partner] plans

To start your shopping experience for Aetna CVS Health plans, you can visit the Nevada Health Link.


Rather get help by phone to choose a plan – or just have questions? We're here to help. Call us at 1-844-383-6126 (TTY: 711) Monday to Friday 8 AM to 8 PM ET.

Legal notices

Health plans are offered or underwritten or administered by Coventry Health Plan of Florida, Inc., Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna is part of the CVS Health family of companies.

Health benefits and health insurance plans contain exclusions and limitations.