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More people qualify for financial help

Two ways to save on your ACA health plan


Discounts on your monthly premium

You may be able to get a premium tax credit (aka “subsidy). You can use this credit to lower the amount you pay each month for your ACA individual and family plan (aka “marketplace” or “on-exchange” plan).


Extra savings on your out-of-pocket costs 

Going for a Silver plan? There’s a second way to save. You may also qualify for cost-sharing reductions. These are extra savings on deductibles, copays and coinsurance. So you pay less when you get care.


Do you qualify? It’s easy to find out.


Fill out your application

When you apply during Open Enrollment, you’ll provide information about your yearly household income and dependents. That determines how much you’ll save.

Get started


Try this subsidy calculator

You can also visit the Health Insurance Marketplace® to check if you might be eligible for a premium tax credit and cost-sharing reductions before you shop.

Check savings

Get your questions answered fast


Talk with a licensed agent


Our trained agents are ready to help you choose the right plan for your needs.


1-844-383-6129 (TTY: 711)

Call us Monday — Friday, 8 AM to 9 PM ET.


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We’ll share information about our plans, and how you can qualify for a Special Enrollment Period.

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Legal notices

Health plans are offered or underwritten or administered by Aetna Health of California Inc., Coventry Health Plan of Florida, Inc., Aetna Health Inc. (Florida), Aetna Health Inc. (Georgia), Aetna Life Insurance Company, Aetna Health of Utah Inc., Aetna Health Inc. (Pennsylvania), or Aetna Health Inc. (Texas) (Aetna). Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies.

Health benefits and health insurance plans contain exclusions and limitations.